UnitedHealthcare CT abdomen and pelvis with contrast cost in California (2026): what UnitedHealthcare pays
UnitedHealthcare CT abdomen and pelvis with contrast cost in California, 2026: UnitedHealthcare's California median for a CT of the abdomen and pelvis with contrast at doctors' offices and imaging centers is $469. By area, its median runs from $430 (San Francisco) to $495 (Oakland). That is close to the typical rate, $450, across the insurers other than Anthem. Original Medicare pays $345 to $409.
UnitedHealthcare rate by area
| Area | UnitedHealthcare median, middle half | Billing entities | Typical (excl. Anthem) | Original Medicare |
|---|---|---|---|---|
| San Francisco | $430 $332 to $565 | 89 | $441 | $400 |
| Oakland | $495 $366 to $744 | 49 | $481 | $400 |
| San Jose | $470 $366 to $618 | 143 | $459 | $409 |
| Los Angeles | $467 $365 to $618 | 267 | $422 | $345 |
Providers within 20 miles of each downtown. Typical (excl. Anthem): the middle of the insurer medians in that area, leaving out Anthem's rate menu.
Your plan's price
UnitedHealthcare has many contracts, and your plan uses one of them. Most providers' rates fall in the middle half shown above; the rate for your plan can be higher or lower. For a plan-specific estimate, sign in to UnitedHealthcare's price transparency tool.
What you would actually pay
The negotiated rate is the total the provider is paid. Your share depends on your plan. If you have not met your deductible, you usually pay the whole negotiated rate: at a $469 rate, that is $469. Once the deductible is met, coinsurance applies: at 20% coinsurance you would pay $94 and the insurer the rest. Plans with a flat copay for this service charge the copay instead.
Going out of network is different. The provider has no agreed rate with your insurer, so they can usually bill their full listed price. Federal and California law limit that in emergencies, for out-of-network clinicians at in-network hospitals and surgery centers and, under California-regulated plans, at other in-network facilities such as imaging centers and labs. Many HMO and EPO plans pay nothing for out-of-network care.
About a CT of the abdomen and pelvis with contrast
A CT scan of the belly and pelvis with contrast dye. It is commonly ordered for abdominal pain, suspected appendicitis, or to follow up a known condition. Suspected kidney stones are usually checked with a CT without contrast (CPT 74176) instead. Billing code: CPT 74177.
What the price covers
- Rates here are for the whole service billed as one charge: the scan and the radiologist's reading.
- The contrast agent itself may be billed as a separate line item.
- Without contrast (CPT 74176) and without and then with contrast (74178) are different codes with different prices.
Where these numbers come from
Rates come from the price transparency files Anthem Blue Cross, Blue Shield of California, Aetna, UnitedHealthcare and Cigna publish. We clean the files before summarizing them and only show an insurer when enough providers report a rate. Medicare figures are from the 2026 Physician Fee Schedule. More on how these pages are built.