Head CT cost in San Jose (2026): what Aetna, Anthem, Blue Shield, UnitedHealthcare and Cigna pay

CT scan of the head without contrast, CPT 70450. Also called CT head without contrast, brain CT scan, CT scan of the head. In-network rates by insurer.

Head CT cost in San Jose, 2026: in the San Jose area, insurers pay a typical $201 for a head CT at doctors' offices and imaging centers. By insurer, the typical office rate runs from $164 (Blue Shield of California) to $250 (Cigna). Original Medicare's rate is $142 here. Rates from five insurers' published files, for providers within 20 miles of downtown San Jose.

What each insurer pays

InsurerOffices and imaging centers
median, middle half		Billing entities
Anthem Blue Cross$214
$148 to $307		307
Blue Shield of California$164
$150 to $283		84
Aetna$220
$144 to $295		169
UnitedHealthcare$183
$138 to $236		140
Cigna$250
$178 to $340		139
Original Medicare$142-

Anthem Blue Cross figures reflect the menu of rates Anthem lists across its contracts, not contract-specific prices (why). Kaiser Permanente is not listed. Most Kaiser care is prepaid inside its own system, and it does not publish usable per-service rates.

Anthem Blue Cross negotiated rate for a head CT in San Jose

Across 307 billing entities in the San Jose area, the middle of Anthem's rate menu for a head CT at offices and imaging centers is $214, and the middle half of those values runs from $148 to $307. That office median is 1.5 times what Original Medicare pays. Anthem lists the same menu of rates under nearly every contract, so these figures show the middle of that menu, not the rate a specific provider is paid. For your plan's exact price, use Anthem's Find Care and cost estimates.

Blue Shield of California negotiated rate for a head CT in San Jose

Blue Shield of California pays a median of $164 for a head CT at offices and imaging centers in the San Jose area, with the middle half of 84 billing entities between $150 and $283. That office median is 1.2 times what Original Medicare pays. For your plan's exact price, use Blue Shield's Treatment Cost Estimator.

Aetna negotiated rate for a head CT in San Jose

Aetna pays a median of $220 for a head CT at offices and imaging centers in the San Jose area, with the middle half of 169 billing entities between $144 and $295. That office median is 1.5 times what Original Medicare pays. For your plan's exact price, use Aetna's Find Care cost estimates.

UnitedHealthcare negotiated rate for a head CT in San Jose

UnitedHealthcare pays a median of $183 for a head CT at offices and imaging centers in the San Jose area, with the middle half of 140 billing entities between $138 and $236. That office median is 1.3 times what Original Medicare pays. For your plan's exact price, use UnitedHealthcare's price transparency tool.

Cigna negotiated rate for a head CT in San Jose

Cigna pays a median of $250 for a head CT at offices and imaging centers in the San Jose area, with the middle half of 139 billing entities between $178 and $340. That office median is 1.8 times what Original Medicare pays. For your plan's exact price, use the myCigna cost estimator (sign in).

About a head CT

A CT scan of the head without contrast dye. It is fast and widely available, and is often used after a head injury, for a sudden severe headache, or to check for bleeding. Billing code: CPT 70450.

What the price covers

  • Rates here are for the whole service billed as one charge: the scan and the radiologist's reading.
  • Head CTs done in an emergency room are billed at the hospital's own, usually higher, rates plus the emergency visit. This page covers offices and imaging centers only.
  • A head CT with contrast (CPT 70460) is a different code.

What you would actually pay

The negotiated rate is the total the provider is paid. Your share depends on your plan. If you have not met your deductible, you usually pay the whole negotiated rate: at a $201 rate, that is $201. Once the deductible is met, coinsurance applies: at 20% coinsurance you would pay $40 and the insurer the rest. Plans with a flat copay for this service charge the copay instead.

Going out of network is different. The provider has no agreed rate with your insurer, so they can usually bill their full listed price. Federal and California law limit that in emergencies and for some out-of-network clinicians at in-network hospitals.

Paying without insurance

The rates on this page are what insurers pay in network, not cash prices. If you are paying yourself, they are still a useful benchmark: ask the provider for its self-pay price before you book and compare it with these rates and with Original Medicare's $142 for a head CT in San Jose. Many freestanding imaging centers post cash prices for scans. Hospitals must publish a discounted cash price under federal price transparency rules, and if you are uninsured or paying yourself, the No Surprises Act entitles you to a written good faith estimate before scheduled care.

Get the price for your exact plan

An insurer has many contracts, and each plan uses one of them. The figures on this page cover all of an insurer's contracts in the area. The price for your plan depends on which one applies, and that is set by your employer or the plan name on your insurance card.

Your insurer's own cost tool gives a plan-specific estimate once you sign in:

AI assistants can look it up too. Arlo's free price transparency API and the Arlo MCP server for Claude and ChatGPT take a service, a ZIP code and a plan, and return nearby in-network providers with their negotiated rates.

Where these numbers come from

Rates come from the price transparency files Anthem Blue Cross, Blue Shield of California, Aetna, UnitedHealthcare and Cigna publish, for providers within 20 miles of downtown San Jose. We clean the files before summarizing them and only show an insurer when enough providers report a rate. Medicare figures are from the 2026 Physician Fee Schedule. More on how these pages are built.